5 of 8

#5: Bundle Therapies and Treatments in High-Expense Years
Strategic timing can unlock deductions. If you're close to that 7.5% threshold, consider bunching elective procedures—like dental implants, vision correction surgery, or physical therapy—into a single tax year rather than spreading them out. This concentrated spending can push you over the deduction floor and save you thousands in taxes. Some people also advance planned procedures from January into December of the prior year to maximize the current year's deduction.
Advertisement
